Sheila McGarrigle
/ Categories: Benefits, PFL In Comparison

Infographic: PFL vs. DBL Made Simple

October 15, 2019

pfl v. dbl

New York’s Paid Family Leave (PFL) is a rider to statutory short-term disability insurance (Disability Benefits Law, or DBL for short), but there are important differences between the two types of leave: Both provide a form of paid time off, but for different reasons (called qualifying events) and with different benefits. In a nutshell, PFL allows you to take leave to provide care for family members, including bonding with an adopted, fostered, or newly born child, caring for a seriously ill family member, or to handle exigencies related to a family member’s active military service. DBL provides benefits related to care for yourself, due to an off-the-job injury/illness, or for pregnancy-related care, such as recovery after birth or complications during pregnancy.

This handy infographic illustrates the core similarities and differences between DBL and PFL, ranging from benefit amount and duration, to eligibility (for part-time vs. full-time employees) and qualification period; and from claims process and turn-around time to rates/premium and maximum employee contribution.

Print and hang this useful guide in your office for easy reference!

PFL DBL comparison infographic

 

This blog post is for informational purposes only and is not intended to provide legal counsel. Please consult with an appropriate professional for legal and compliance advice. Any PFL information is as of the blog post’s date stamp; it is based on the applicable statutes and regulation, and may change as regulations evolve or NY State issues guidance regarding Paid Family Leave regulations. Have more questions? Email us at pflquestions@shelterpoint.com

 

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